Deleon is a financial advisor by day, he takes on people who are struggling with debt and need a plan or with bad credit history but need to get credit, I can suggest an IVA but in most cases a debt consolidation loan is enough, finding loans for people with bad credit can also be a chalenge so I help out by advising where they can get these loans and what to expect. Bad credit history is a simpler problem to solve than bankruptcy, so I advice people to focus before the problem gets worse.